Everyone needs health insurance. Why? Humans are vulnerable to illnesses, injuries, and accidents. It’s just a part of our everyday life. At Burchfield Insurance Group, we have the answers regarding an individual health plan customized to meet your needs. Individual health insurance could be the right choice if you are self-employed, in between jobs, no longer covered under your parents’ health plan, or other reasons.
Individual health insurance can be costly, causing some to believe they can just go without, covering the cost of the occasional doctor’s visit when its needed rather than paying monthly premiums and copays. Problems arise in this scenario, when you face a serious illness, are injured in an accident, or discover a chronic issue. In any of these circumstances, expenses can get out of control, quickly, making insurance coverage essential for everyone.
For those under the age of 65, with no employer provided insurance plan, the Affordable Care Act requires coverage for nearly everyone and going without can mean penalties. Burchfield Insurance can help you find the plan that is right for you, and even help you qualify for lower costs. If your employee offers coverage that fails to meet specific federal guidelines, you may be able to purchase individual insurance as a less expensive alternative.
It’s important to know that individual coverage isn’t only for singles, as you can obtain a plan which covers you and your family, with added benefits. Our team at Burchfield are experts in helping individuals, like you, find the ideal plan for you and your family, with the coverage you need that fits your budget. We offer individual medical insurance plans, life insurance coverage, and dental and vision insurance to meet the needs of you and your family. We have access to all the insurance carriers in the market and can customize your individual health plan perfectly.
When looking for the ideal individual medical health plan, performing a simple web search can lead to confusion. That’s where Burchfield Insurance comes in, to alleviate the confusion of individual medical insurance and help you find the plan that is right for you, your current situation, and your family. The Burchfield Insurance team is built on service and expertise, ready to get to know you and help you choose the perfect individual health plan to meet your needs and the needs of your family.
We understand the importance of individual life insurance when an unexpected loss occurs. The death of a family member brings not only emotional distress, but often financial suffering. While envisioning these situation is never easy, an individual life health plan can relieve emotional and financial issues for those left behind. Our team can help you find an individual life insurance policy that covers both immediate expenses and day-to-day expenses, securing the financial well-being of your family’s future.
Dental and Vision Insurance
Individual dental insurance and vision insurance are popular extensions to individual health plans, particularly among those who need coverage for immediate family members. At Burchfield Insurance, we can help you find the personalized coverage you need for a dental health plan or vision health plan, or both. There are a number of options available which can help you keep costs down and maximize your benefits while enjoying preventative care to keep you and your family members healthy and happy.